No value until purchased at checkstand. $3.95 purchase fee applies. Good at millions of retailers. Includes special offers from participating merchants nationwide. Monthly service fee of $2.00 is waived for initial 12 months after purchase (subject to applicable law). A $3.95 card fee will be applied at the checkstand. For use only at US merchants that accept American Express Cards. Not for use at cruise lines, casinos or ATMs. For AMEX use only. For more information on special offers, including participating merchants and redemption, visit americanexpress.com/specialoffers.